Insurance Claim Disputes In Florida

Insurance claims can be a source of dispute between insured parties and the insurance company for many reasons. There are lots of moving parts related to these claims, and in some cases, errors on the part of the insured or a lack of ethics on the part of the insurance company can lead to a dispute between the parties involved.

If your insurance claim has been denied or you have not been offered the correct amount of money on your claim to remedy the damages that you have suffered in a loss, you need to secure a skilled lawyer to handle your dispute. The team at Lopez Law Group can help you with your insurance dispute so that you can seek the favorable resolution to the claim that you have been looking for.

Can Insurance Disputes Be Resolved?

Insurance disputes can arise for many reasons, but often, they can be resolved. When you have the help of a skilled legal team working on your case, you will be much more likely to get the resolution that you deserve. Disputes are often the result of the insurance company denying a claim when they should have paid out on it or lowballing the insured with their payout offer.

These issues are often complex and require a high degree of skill to resolve. The insurance company is unlikely to meet the demands of an insured simply because they don’t agree with the payout decision or denial that they were offered. When a lawyer is involved, however, it is much more likely that your claim will be resolved successfully.

Insurance disputes can often be resolved simply by submitting missing documentation and testimony. However, in some instances, your case will need to enter into settlement agreements or might even have to head to court. No matter what is required to resolve your insurance claim correctly, the team at Lopez Law can handle the process with ease. We have years of experience working on these kinds of cases, and we are familiar with the rules and regulations that Florida insurance companies have to follow when it comes to claims adjudication.

Reasons That Claim Disputes Arise

There are various reasons that claim disputes crop up. Issues like a lack of information submitted for the claim or problems with the estimate for damages associated with the accident or injury can cause issues that lead to disputes. The most common reasons for disputes between insurance companies and insured customers are:

•         Lack of information in the claim to justify the asked-for amount for payout
•         Problems with communication between the insured and the insurance company
•         Incorrect or incomplete estimates submitted to the insurance company
•         Lack of response from experts involved in the claim, such as doctors or witnesses
•         Problems with the timeline of the claim due to a lack of understanding on the part of the insured about the claims process
•         Unwillingness of the insurance company to offer the correct payout amount
•         Incorrect assessment of the value of the lost or damaged items involved in the claim by the insurance company

All of these issues can be resolved by an attorney who understands the insurance claims process and who knows which documents and details need to be submitted to the insurance company to seek the proper payout for a claim. When estimates have been submitted incorrectly, your lawyer can reach out to the estimating company and ask for revisions to their work. Your attorney might also work with an independent assessor or adjustor to have a report of the loss created that is not connected with the insurance company.

Your lawyer can also reach out to witnesses and experts who have not connected with the insurance company or responded to requests to submit their statements related to the claim. These parties are often much more likely to respond to these demands if a legal professional reaches out to them directly.

Getting all of the documentation and details of your claim right is important if you want to be able to get access to the claims payout or settlement that you deserve. The team at Lopez Law Group has years of expertise in the claims process and can easily review your claim and make sure that the details are correct. Your lawyer will also work hard to ensure that the insurance company reviews the claim fairly and offers the right payout amount in your case.

Will My Insurance Dispute Go to Court?

If there are major disagreements between you and the insurance company with regard to your claim and the payout that you were offered, your lawyer and the insurance company will enter into discussions about settlement offers. In most cases, the settlement process will resolve the dispute. However, if you and the insurance company still cannot come to an agreement about the payout amount for your claim, you will need to take your case to court.

Your lawyer from the Lopez Law Group will be able to represent you in court with expertise so that your side of the story will be told correctly. Insurance companies can sometimes believe that they will be able to overwhelm an insured’s demands because they are a large company with experienced lawyers. When you have a skilled legal team working on your side for your court appearance, the outcome can be very different than the insurance company was planning.

Being able to present the correct estimate, the right information from experts, and the right witness testimony can have a big impact when it comes to compelling an insurance company to pay out on a denial or offer the correct settlement amount for your claim. Disputes can be quite contentious in some cases, so having a lawyer working hard on your case can make the process of fighting for the payout that you deserve much easier and less personal.

What Kinds of Insurance Policies Can Be Involved in Claim Disputes?

Any insurance company might be associated with a claim dispute. Even life insurance policies can be linked with disputes between the insurance company and the insured. The decision of the insurance company can be incorrect in relation to any kind of insurance product that you might have purchased to protect you. You might experience issues with an insurance payout related to dental insurance, auto insurance, homeowner’s insurance, or even dental insurance. If you believe that your insurance company has not paid out correctly or has not offered the right settlement amount for your claim, you do not need to give up and accept the company’s decision.

Many people believe that there is nothing that can be done when an insurance company denies a claim or offers a payout that is not fair and which will not cover the damages that you have suffered due to an accident or loss. The decision of the insurance company is not necessarily final, and disputes of insurance claims can be done no matter the decision of the insurance company in your case.

Securing an experienced lawyer to advise you about the dispute process can be a big benefit. While you can sometimes take care of the dispute process on your own, you might make mistakes that will lead to denial or further issues with the insurance company related to your claim. A lawyer can help you to avoid the common pitfalls that insureds walk into when they are trying to dispute a claim on their own.

Your insurance claim payout is necessary to help you recover from an injury or an accident. When the insurance company does not offer you the right amount of money for your claim, you might not be able to recover from a loss. This is never the intention of an insurance policy, and insurance companies should be expected to pay out fairly on claims that are submitted to them. A lawyer working on your case can make all the difference when it comes to arguing with an insurance company about the correct payout decision for your claim.

The Team at Lopez Law Group Can Help

If you are engaged in a dispute with your insurance company, and you are struggling to figure out how to handle the process, you need to reach out to Lopez Law today. We can help you to navigate the dispute process and secure a favorable outcome for your case. We have years of experience working on insurance disputes, and we are quite familiar with the necessary documentation and processes that are required to secure a fair payout for insurance claims.

If you have been handed a denial by your insurance company or have been offered a settlement amount that you do not agree with, we can help! Contact us today and come in for a consultation. We will work hard on your behalf to make sure that your claim is handled fairly and that you are able to seek the payout on your claim that you need to get back on your feet.

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