Florida Insurance Claim Dispute Attorney  

Florida Attorneys

Serving You and The State of Florida

An insurance claim has many moving parts, and in some cases, errors on the part of the insured or a lack of ethics on the part of the insurance company lead to a dispute.

If the insurance company denies your claim or doesn’t offer an adequate settlement amount, you must secure a skilled lawyer to handle your dispute.

A Florida insurance claim dispute attorney explains your case’s complexities and options.

The team at Lopez Law Group can help you resolve your insurance dispute and receive a settlement that enables you to return to your everyday life.

Florida Insurance Claim Dispute Guide

Why Choose Our Florida Insurance Claim Dispute Attorneys?

At Lopez Law Group, we pride ourselves on providing many client-centric legal services to Florida residents. Our approach starts with caring mentorship, seeing our clients as family, not just customers. We are part of your community; when you need us, we are always available—day or night.

Trusted Advocates in Your Community

With years of dedicated service, our team has built a reputation for passionate advocacy. We serve residents, business owners, and tenants across St. Petersburg, Tampa Bay, and the entire state of Florida.

When you choose Lopez Law Group, you can access our extensive experience and deep understanding of various legal practices.

Relatable and Approachable

Our mission is to alleviate the stress surrounding legal processes. We believe the best way to serve you is to take the time to understand your unique situation. By working closely with you, we aim to achieve the best possible outcome.

A Wealth of Legal Experience

We proudly represent our community in various legal matters. Our attorneys come from diverse backgrounds, allowing us to assist with property purchases, motor vehicle accidents, and employment law issues.

With extensive experience throughout Florida, we understand the complexities of the legal system and strive to make the process as straightforward as possible.

Always Here for You

We communicate constantly with our clients, offering our cell phone numbers so you can reach us anytime, seven days a week. When you hire Lopez Law Group, you can trust that we work diligently for you.

You will never have to wonder about the status of your case. Feel free to call our office anytime—we are here to help.

Experience the Lopez Law Group difference. We are committed to providing exceptional legal services and ensuring your satisfaction every step of the way.

Understanding the Insurance Claims Process

Navigating the insurance claims process can be daunting, but understanding the typical steps can help ease stress and ensure a smoother experience.

Here’s a breakdown of what happens from initial reporting to final settlement.

Initial Reporting

The first step in the insurance claims process is reporting the incident to your insurance company as soon as possible after the event. Timely reporting is crucial, as delays can complicate the process or even lead to a denial of the claim.

Provide as much detail as possible, including the incident’s date, time, description, and any immediate evidence, such as photos or videos.

Documentation and Evidence Collection

After you report the claim, gather all relevant documentation and evidence to support your claim, including photographs of the damage, police reports, medical records, receipts, and other pertinent information.

Accurate and comprehensive documentation is vital to substantiate your claim and prevent delays or disputes with the insurance company.

Interaction With the Insurance Adjuster

After submitting your claim, the insurance company will assign an adjuster to your case. The adjuster’s role is to assess the damage and determine the validity and value of your claim.

Cooperation and clear communication with the adjuster can help facilitate a fair evaluation.

Review and Negotiation

Once the adjuster completes their assessment, they submit their findings to the insurance company. The company reviews the adjuster’s report and offers an initial settlement.

Settlement Agreement

If both parties agree on the settlement amount, the insurance company will pay for the agreed-upon damages. Ensure that all settlement terms are clearly outlined and that you fully understand the agreement before accepting. Once you receive the settlement, the claim is resolved.

Appeals Process

If your claim is denied or you disagree with the settlement offer, you can appeal the decision. This involves providing additional evidence or documentation and possibly engaging in further negotiations.

An experienced insurance claim dispute attorney can be invaluable in guiding you through the appeals process and advocating on your behalf.

Importance of Timely and Accurate Documentation

Timely and accurate documentation is critical throughout the insurance claims process. It helps establish the legitimacy of your claim and supports your case in the event of a dispute. Keeping organized records and maintaining open communication with your insurance company can significantly impact the outcome of your claim.

The team at Lopez Law Group is here to assist you every step of the way, handling your case with the utmost care and protecting your rights.

Can Insurance Disputes Resolve?

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Insurance disputes can arise for many reasons, but often, there is a resolution. When you have the help of a skilled legal team working on your case, you will be much more likely to get the resolution you deserve.

Disputes are often the result of the insurance company denying a claim when it should have paid out or lowballing the insured with its payout offer.

These issues are often complex and require a high degree of skill. The insurance company is unlikely to meet an insured’s demands simply because they disagree with the payout decision, but when a lawyer is involved, your claim is much more likely to be successful.

Insurance disputes can often be resolved simply by submitting missing documentation and testimony.

However, sometimes, your case must enter into settlement agreements or might even have to go to court. No matter what is required to resolve your insurance claim correctly, the Lopez Law team can easily handle the process.

We have years of experience working on these kinds of cases and are familiar with the rules and regulations that Florida insurance companies must follow regarding claims adjudication.

Reasons That Claim Disputes Arise

Claim disputes crop up for many reasons. A lack of information submitted for the claim or problems with the estimated damages associated with the accident or injury can lead to disputes.

The most common reasons for disputes between insurance companies and insured customers are:

  • Lack of information to justify the asked-for amount for payout
  • Communication issues
  • Incorrect or incomplete estimates
  • Lack of expert responses
  • Problems with the timeline of the claim due to a lack of understanding on the part of the insured about the          claims process
  • Unwillingness of the insurance company to offer the correct amount
  • Incorrect assessment of the lost or damaged items by the insurance company

These issues can resolve when an attorney who understands the insurance claims process submits the right documents and details to the insurance company to seek the proper payout for a claim.

Your attorney might also work with an independent assessor or adjustor to create a report of the loss.

Your lawyer can also contact witnesses and experts who have not connected with the insurance company or responded to requests to submit their statements related to the claim. If a legal professional contacts these parties directly, they are often more likely to respond to these demands.

Get all of the documentation and details of your claim right if you want the claims payout or settlement you deserve.

The team at Lopez Law Group has years of experience in the claims process and can quickly review your claim and ensure the details are correct. Your lawyer will also work hard to ensure that the insurance company reviews the claim fairly and offers the right payout amount in your case.

Will My Insurance Dispute Go to Court?

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If significant disagreements between you and the insurance company arise regarding your claim and payout, your lawyer and the insurance company will discuss settlement offers.

In most cases, the settlement process will resolve the dispute. However, if you and the insurance company still cannot agree on the payout amount for your claim, you will need to take your case to court.

Your lawyer from the Lopez Law Group will skillfully represent you in court so that your side of the story is defined correctly.

Insurance companies sometimes believe they can overwhelm an insured’s demands because they are a large company with experienced lawyers.

When you have a skilled legal team working on your side for your court appearance, the outcome can be very different from what the insurance company was planning.

Presenting the correct estimate, expert information, and witness testimony greatly influences an insurance company to pay out on denial or offer the proper settlement amount for your claim.

Disputes are contentious in some cases, so having a lawyer work hard on your case can make fighting for the payout you deserve much easier and less personal.

What Insurance Policies Can Involve Claim Disputes?

Any insurance company might be associated with a claim dispute. Even life insurance policies can have conflicts between the insurance company and the insured. The insurance company can make the wrong decision about any insurance product.

You might experience issues with an insurance payout related to dental, auto, homeowners, or even dental insurance. If you believe that your insurance company has not paid out correctly or offered the proper settlement amount for your claim, you do not need to give up and accept the company’s decision.

Many people believe they have no recourse when an insurance company denies a claim or offers a payout that will not cover the damages you have suffered due to an accident or loss.

However, the insurance company’s decision is not necessarily final. You can dispute claims no matter what the insurance company decides in your case.

Secure an experienced lawyer to advise you about the dispute process. While you can sometimes handle the dispute process independently, you might make mistakes that will lead to denial or further issues with the insurance company related to your claim.

A lawyer helps you avoid the common pitfalls insureds face when they dispute a claim on their own.

Your insurance claim payout is necessary to help you recover from an injury or an accident. When the insurance company does not offer you the right amount of money for your claim, you might not recover from a loss.

This is never the intention of an insurance policy, and insurance companies should pay out fairly on submitted claims.

When arguing with an insurance company about the correct payout decision for your claim, a lawyer working on your case can make all the difference.

The Team at Lopez Law Group Can Help You

Florida Insurance Claim Dispute Attorney, SeanCarlo Lopez

SeanCarlo Lopez, Insurance Claim Dispute Lawyer in Florida

If you are in a dispute with your insurance company and struggling to figure out how to handle the process, contact Lopez Law Group today. We can help you to navigate the dispute process and secure a favorable outcome for your case.

We have years of experience working on insurance disputes and are familiar with the documentation and processes required to secure a fair payout for claims.

If your insurance company denied your claim or offered a settlement amount you disagree with, we can help you! Contact us today and come in for a consultation.

We will work hard to handle your claim fairly and seek the payout you need to get back on your feet.

Lopez Law Group – St. Petersburg Office

700 7th Ave N, Suite A,
St. Petersburg, FL 33701

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What Our Clients Say

A Godsend

Mr. Lopez was a Godsend and really helped me with my situation. Him and the entire firm were very diligent and helped speed the early stages of the process along due to a pressing situation. Throughout my experience working with the firm, they were always responsive and available any time I had a question or wanted to check on the state of affairs. Hopefully I won’t have to recommend Lopez Law Group to my friends or family, but if those unfortunate circumstances arise then there’s only one name I would trust. Thank you again for all your help!

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I called multiple attorneys to resolve my issue and none had much experience as much as this form. Anthony was amazing and made sure that as his client I was satisfied and understanding with his work. Very helpful and very patient and I was able to communicate with ease. I will definitely recommend this firm if you have a landlord/tenant issue or just an amazing attorney who listens to his clients needs.

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We couldn’t be more satisfied with Sean’s work and are so grateful we chose him to represent us. He works so diligently and tenaciously to get results, and somehow manages to combine being a consummate professional yet friendly and approachable. I was honestly terrified of receiving the final bill considering the hours upon hours he invested in our case (texts, calls, emails, meetings, etc.) after hearing nightmare lawyer stories from other people, but when I did I was shocked at how little he charged us. I never thought I’d say I wanted to pay somebody more than they charged, yet this time I did. I will never use another lawyer; we will use Sean for any and all representation we will ever need, and I urge others to do the same. Thank you, Sean!

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Lopez Law Group

700 7th Ave N, Suite A,
St. Petersburg, FL 33701

P: 727-933-0015


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